Car Affordability Calculator
Unlike the finance calculator (which starts from a vehicle's price), this starts from your budget — enter your income and expenses to see what you can comfortably afford.
Recommended Monthly Payment
Ksh 24,000
Estimated Max Vehicle Price
Ksh 507,322
Deposit Needed (30%)
Ksh 152,197
Assumption: total monthly debt obligations (including a car payment) shouldn't exceed 36% of your net income — a common lending guideline, not a guarantee. Vehicle price is then estimated by reversing the reducing balance loan formula at 5.9% per month over 36 months. Your actual approved amount depends on full underwriting.