Financing Built Around You

Finance up to 70% of your vehicle value, repay over up to 36 months, with reducing balance from 5.9% or flat rate from 4% per month.

Finance Calculator

Vehicle Price

Ksh 1,500,000

Ksh 100,000Ksh 10,000,000

Deposit (30% = Ksh 450,000)

30%

30%90%

Repayment Period

36 mo

6 months36 months

Monthly Repayment

Ksh 70,961/month

Early Settlement

We always allow early settlement — see what you'd owe if you pay off the loan ahead of schedule.

Settle After Month

Mo 18

Month 1Month 35

Ksh 774,133

Reducing balance: you only owe the outstanding balance — settling early genuinely saves interest.

Vehicle Financing

Finance up to 70% of the vehicle value. Flexible repayments up to 36 months. Fast approval, minimal paperwork.

Logbook Loans

Already own a car outright? Use its logbook as collateral to unlock cash while continuing to drive it. Repay comfortably over up to 36 months.

Loan Buy-Off

Currently financing a vehicle elsewhere? Transfer your existing loan balance to Moti Kenya and enjoy better rates and terms.

Logbook Loan Calculator

See what you could borrow against your car and what you'd repay monthly.

Logbook Loan Calculator

Already own your car? Borrow against it using the logbook as collateral — keep driving it while you repay.

Your Car's Current Value

Ksh 1,500,000

Ksh 200,000Ksh 10,000,000

Loan Amount

Ksh 1,050,000

Ksh 50,000Ksh 1,050,000

We lend up to 70% of your car's value — Ksh 1,050,000 on a Ksh 1,500,000 car.